by Tom Barrett | Dec 20, 2016 | Employer Issues, General Insurance Issues, Insurance
Maybe it’s because we’re approaching the end of the year and many are prepping for reporting season. Whatever the reason, this question about the taxability of Group Term Life Premiums has been asked a few times lately. So we thought it might be worth...
by Mike Barrett | Sep 14, 2016 | Employer Issues, General Health, General Insurance Issues, Healthcare Costs, Healthcare Issues, Medicare Medicaid, Pharmacy Costs, Pharmacy, PBMs and Pharma Costs
We have all heard jokes that begin with “Three guys walk into a bar….” I thought it might make sense to use that model to explain why “referenced-based pricing” and general consumer awareness in healthcare are important to consider. Here...
by Tom Barrett | Sep 1, 2016 | Employer Issues, Health Policy, Healthcare Issues, Healthcare Reform, Uncategorized
Notifications from insurance carriers about this year’s rebates have recently started going out to employers. Under the ACA, carriers have until September 30 to notify employers if they are to receive a rebate. Any impacted employees will also be notified by the...
by Tom Barrett | Jul 29, 2016 | Employer Issues, General Health, General Insurance Issues, Health Policy, Healthcare Issues, Healthcare Reform, Uncategorized
The “Controlled Group” question is popping up for many employers with much greater frequency as part of various and sundry regulatory applications, audits, surveys, reporting requirements and underwriting questionnaires. Netting it out in layman’s terms — at...
by Tom Barrett | Jul 25, 2016 | Employer Issues, General Health, General Insurance Issues, Healthcare Issues, Healthcare Reform, Pharmacy Costs, Research
There’s plenty of cost related analytics available to support the disproportionate cost premise that medical expenses are highly concentrated among a very small proportion of enrolled employees. These highlights, for example, from a Agency for Healthcare Research and...
