Health Coverage By the Numbers

Job-based health insurance is the largest single source of health care coverage in the U.S. 1.) Employer-sponsored insurance covers more than 157  million workers and their dependents. 2.) The next largest source of coverage, Medicaid, insures less than half as many,...

In Acquiring Aetna, CVS Health is Aspiring to Become “the Trusted Front Door to Health Care”. What’s the Impact on Current Aetna Customers?

In a letter to the broker community Aetna CEO Mark Bertolini provided a glimpse of where the combined CVS/Aetna entity hopes to head once everything is completed. If approved, the blockbuster transaction is expected to close late in 2018. Here’s what Bertolini had to...

If You Have Employees Who Are Turning 65 And Confused About Medicare Advantage, This Article Will Help Them

With more and more folks remaining in the workforce past age 65, we are often asked by clients to help explain Medicare eligibility and options to those employees on the cusp of turning 65.  This article from Kaiser Health News (reprinted with permission) provides...

Executive Order Ends the “Out-of-Pocket” Subsidy Only; the “Premium” Subsidy Remains in Place

Some folks may think that Friday’s Executive Order did away with Obamacare subsidies altogether.  It didn’t. There are two subsidies. One was cut.  One wasn’t. In a nutshell, one subsidy lowers the cost of premium (aka premium tax credits) for those qualified...