BBG Two Minute Blog
Wonder Why Our Healthcare Costs Are So High?
Bob Laszewski is an insurance health industry expert we regularly track to stay up to speed on the national healthcare picture. His typically even-handed analysis has been consistently the most accurate of any of the opinion leaders we follow. Here’s how Laszewski...
The Check’s in the Mail — MLR Premium Rebate Checks and What Do We Do with Them
Some BBG employer clients are reporting that they have received MLR rebate checks from their carrier. What are MLR rebate checks and why do only some employers receive them? Affordable Care Act rules stipulate that insurance carriers must spend a certain percentage of...
This and That on FMLA: Non-Traditional Families and the FMLA
Employers with over 50 employees must pay attention to FMLA. With some employers, we are finding that concerns about abuse are growing. While FMLA is designed to help employees that are in a tough spot, the prepared employer can head off abuses by having good...
IRS Announces HSA/HDHP Limits for 2018
Perhaps this is early but you can file it. IRS Announces HSA-HDHP Limits for 2018 Who knows where the federal healthcare regulations are going, but if the Republicans (and the President) pass anything it will likely affect the group market...
Medicare Eligible Employees/Dependents…. Don’t Assume You Can Waive Part B
Medicare can be tricky when it is coordinating with Group Health Coverage. This is especially true when Medicare enrollees WAIVE Part B coverage, thinking that they don't need it because they have Group Health Coverage. Our message to those people is BE CAREFUL. You...
Now That ACA Remains in Place Maybe We Should Keep An Eye On This Recent HHS Letter to Governors.
“……We are seeking to empower states with new opportunities that will strengthen their health insurance markets.” Thomas E. Price, M.D., The Secretary of Health and Human Services (HHS), A Letter To Governors, dated March 13, 2017 On March 13, 2017, the...
It’s Official — Transitional Relief or “Keep Your Plan” for Small Groups Extended Through 2018
The Transitional Relief Provision has been extended as expected at least through December 31, 2018. We reported on it last week here. Small employers with non-ACA compliant or "grandmothered" plans will once again have the option to keep those plans in place until the...
MEDICARE PANIC SETTING IN AS EMPLOYEES APPROACH 65th BIRTHDAY??? LET’S CLEAR UP THE CONFUSION ABOUT INITIAL ENROLLMENT
Can’t tell you how many calls and emails we get from panic-stricken employees nearing that magic 65th birthday and Medicare eligibility. It happens a lot. A whole lot. Some folks think if they don’t sign up three months before they turn 65 they’ll be in trouble....
UnitedHealthcare News Release Indicates Small Group Transitional Relief Plans (pre-ACA) Are Likely To Be Extended Beyond 2017
While we wait to see what happens with the New Trump Administration’s plans to repeal and replace…………. In a recent field communication pertaining to Small Group renewals, UnitedHealthcare (UHC) announced that they were making provisions for small employers with...
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